I used to agree with Mr. Darcy that people who never quit going to school and changing majors and accumulating students loans are stupid people.
BUT now I only agree with the amount of debt accumulated. I really, really, really want to go back to school and since I haven't narrowed my choices down, I am self educating by reading books right now and trying to get into a better financial place. I hate having debt, especially since the only thing I have to show for it is life experience, and travel. I was raised smarter then that. But I made dumb choices.
Now I'm trying to make wise choices. One of them I made today was making sure to deposit all my cash into the bank, so I can't blow it at 7-11 on bad tasting Pumpkin spice lattes and M&M's. (because honestly other then food, I don't do any shopping in Chetty)
The second wise choice is to keep reading finance books and blogs like The Simple Dollar. I am almost finished "The five lesson a millionaire taught me for woman" by Richard Paul Evans.
It's easy to understand and only has five principles to apply and doesn't talk about BUDGETING. This has become almost a swear for me. I hate trying to figure out approx how much money I am going to make, and because I didn't have a local bank here for 6 months. Cash wasn't available to put into jars. So I'm going to give up on budgeting for a while and just track my expenditures and go from there to figure out how much I can cut back on my needless spending.
My job is bringing in decent money right now, but I'm thinking I would like to work a few more hours, so I may work at the Subway next door, or apply at one of the other places in town . I figure once I've made the 25 km drive I might as well work as many hours as I can. Because right now my free time is spent watching TV, wasting time on FB, knitting, reading or sleeping.
I really miss having family and close friends around a lot. To the point where it's no longer boredom that I'm suffering from but loneliness.
Which isn't a lot of fun, but I keep repeating to myself "This is only temporary, and for a time, and this too shall pass" Which helps me keep my living in the middle of nowhere in perspective. Some days I win, other days I don't.
"Some trees grow very tall and straight and large in the forest, close to each other. But some must stand by themselves or they won't grow at all".